Reviews and evaluates Personal Loans, Real Estate and Secured personal loan credit applications within lending criteria and within approved lending authority.
Reviews and evaluates Postpoment/Partial Release and Short Sales
Review and evaluate adjustment of term on an existing loan within company guidelines
Review and evaluates Loan and Real Estate and Secured personal loan for Deferment
Processes credit line increases and issue authorizations for sales on customer’s retail accounts that are within company policy.
Reviews tax returns and pay stubs to verify income and record verification when required.
Explain financing terms and responds to general merchant inquiries
Ensure good merchant service and continuing relationship by ensuring prompt turnaround time.
Maintains a prompt turnaround time on credit decisions for retail and Branch Network. Must be able to deal with merchants and branch representatives in a professional manner.